সাধারণ কিছু প্রশ্নোত্তর

SmartKompare comes up with different ways to help Bangladeshi people compare financial products and find a contract for you that garbs your detailed needs the best. Versatile information about all available financial products on Bangladeshi market are analyzed by us. We have currently launched personal loans comparison and home loans comparison and soon to launch credit cards comparison, car loans or insurance, process it and we present it to you in a understandable and clear style, revealing all the unseen drawbacks, so that you can make the best choice.

We present unbiased comparisons and much updated material for financial products that include, amongst others, bank loans, credit cards, saving accounts and investments. Moreover, we interpret technical financial waffles into simple, easy human language, so you can log on to www.SmartKompare.com and get, compare and apply for financial products with almost no trouble and effort.

At present, our offerings can be classified into these main sorts:

Comparison Service:

The most updated banking & insurance products and services in Bangladesh are listed on www.SmartKompare.com in table formats for your ease of comparison. This service is FREE and is available online 24 hours-a-day.

Enquiry / Application Service:

Through our website you can apply for any financial products you see on www.SmartKompare.com directly, without the need of psychically going to a bank. All your enquiries and requests are precisely treated by our devoted SmartKompare team, who will determine the most appropriate products and proceed to make contact with you over online medium or by phone. The service is FREE and is available online 24 hours-a-day.

Educational Content:

We present a Community Centre covers an entire host of instructive resources that can help shed some light and oust misunderstandings on all banking products and services in Bangladesh. From our blogs and articles to comprehensive info graphics, you can access these information 24 hours-a-day. This service is also FREE.

We keep services on SmartKompare free of charge. There are absolutely no fees or charges involved.

We do operate over variety of networks, including funds from investment entities, transfer fees from banks and proceeds from advertisers.

No. We only need primary material such as name, contact details and the desired banking products from you should you choose to use our services. All following credentials needed are processed by the bank of your choice - you will submit all your documents directly to them.

We vest you to compare, make query and relate for products and services offered by most of the banks in Bangladesh. We will add more banks to this list, as our aim is to become the best, complete and the most reliable financial comparison site in Bangladesh.

We act as bridge. We process your reviews and line them up with the banks that offer the most appropriate services. We are not affiliated with any banks in Bangladesh.

We obtain customer data directly from the customers themselves. Anyone who get a call from us, may have made an enquiry or applied for a service on www.SmartKompare.com or through any of our associated websites. We do not engage in the purchase or sale of client data because we believe it to be an unethical business practice.

SmartKompare is a fully-registered company and is overseen by the acts of Bangladesh.

Any crucial data submitted to SmartKompare are handled by our internal team and seen only by the banks selected by you. We strongly support your privacy and rights that we keep your data private & confidential and prevent them from any misuse in any way.

As there are lots of cases of online scams, it is our policy to make initial contact with you through phone in order to ascertain the authenticity of requests made via www.SmartKompare.com.

You can receive a call within twenty-four hours upon submission of your enquiries or applications.

Service provided by SmartKompare are free of charge because we are self-financed via other means of revenue generation.

In Bangladesh, loan periods differ depending on factors such as financial standing of the applicant as well as the choice of bank and banking product. At SmartKompare, we work only within the rules set up by the banks, and are not approved to extend or shorten loan periods beyond the said terms.

We operate only within the policies set up by the banks like loan period. As such, all interest rates displayed on www.SmartKompare.com shall be considered final unless a different agreement is struck between you and the bank at a later date.

Your ability to secure a loan is affected by your credit ratings (CIB report) with the banks as well as your financial state. Whilst you are welcomed to submit enquiries and applications through SmartKompare any time, it is recommended that you proceed to check your ratings with your bank if you've experienced several cases of rejected applications.

A waiting period of three months before you attempt to apply for a loan with the same bank again will be recommended. However, you might wish to consider applying for a loan with another bank with terms that match your financial standing. Meantime, we also advise that you clear out any outstanding financial status that might be hindering your chances of getting a loan. For more information, please check with your bank.

Generally, the minimum age to be eligible for a loan is 21 years of age in Bangladesh. For the latest terms and information, please proceed to our loan pages.

To increase your chance of approval, you have at least three documented salary pay slips (i.e. three months in the workforce) before you apply for a loan.